Our office participates in most major dental insurance plans. You are responsible for the
portion of the fee that the insurance does not pay. Please bring your dental insurance card, or
a completed insurance form to your appointment.
Our office policy towards insurance is as follows:
On your initial visit with us, or your first visit of a new year, or if your insurance changes, we
will check your coverage online, or call your insurance company to determine your
level of benefits.
Based upon the information we obtain, we will calculate the estimated payment we
expect to receive from your insurance, and estimate what your share or co-payment will be.
Most insurance companies have a yearly deductible that the patient must satisfy before any
benefits will be paid.
Only your share of the bill is due at the time of treatment. By respecting this policy, we can
keep our fees as reasonable as possible. For more extensive treatment, we have several
payment plans to help you with your co payments.
The better insurance plans will typically pay:
100% for preventative and diagnostic services such as check-ups, x-rays and
80% for most other procedures such as bonded fillings, gum treatment, extractions and
root canal, and
50-60% for crowns, posts Implants and dentures.
There is usually a yearly deductible ranging from $25 to $100 per person, and
a yearly maximum of about $1000 to $5000 per person.
Your benefits depend on the how much your employer wishes to pay for your policy.
Some of the less expensive plans have an arbitrary schedule of the amount they will pay for
each procedure, rather than a percentage of the fee. Some plans will pay a lower percentage,
and a few plans may pay more.
Please be aware, Insurance companies do not always pay as expected. The Estimated
Insurance Payment is based upon the information available currently. While we will try
our best to obtain the maximum benefit you are entitled to, you are ultimately responsible
for any amount your insurance does not pay.